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Issue No.37 - 24th February 2003

A.M.Best Company, 28, 29, 30, 31, 34, 36, 39

Aberdeen Insurance Company, 3, 11

Acceptance Insurance Company, 5

Accord Re Ltd, 19, 20

Ace American Insurance Company, 5

ACE American Reinsurance Company, 19

ACE Ltd, 22, 23

ACE Property & Casualty Insurance, 19

ACE Property Casualty Insurance Company, 13

Adamjee Insurance Company Ltd, 36

Aegon NV, 1

Affirmative Insurance Company, 10

AIG Bulgaria Insurance and Reinsurance Company, 36

AIG Life Insurance Company, 32

AIG Romania Insurance Company, 36

AIG Russia Insurance Company ZAO, 36

AIG SunAmerica Life Assurance Company, 32

AIG Ukraine Insurance Company, 36

AIU Insurance Company, 20, 24, 35

Alabama Reassurance Company Inc, 25

Alistar Insurance Company, 2, 4

All American Life, 38

All American Life Insurance Company, 38

Allianz AG, 23

Allianz Risk Transfer, 20

Allstate Corporation, 23

Allstate Insurance Company, 20

Amber Insurance Company Ltd, 3, 4

AmCare Health Plan of Oklahoma Inc., 3, 4

AmCare Health Plans of Louisiana Inc., 3, 4

AmCare Health Plans of Texas, 2, 4

American Concept Insurance Company, 37

American Equity Insurance Company, 2, 5

American Fidelity Life Insurance Company, 25, 37

American Financial Group, 23, 36

American Financial Holdings Inc., 1

American Franklin Life Insurance Company, 38

American General Life Insurance Company of New York, 38

American Growers Insurance Company, 3, 5

American Home Assurance Company, 35, 36

American Horizon Insurance Company, 3, 5

American Insurance Company, 5

American International Assurance Company, 32

American International Group, 17, 23, 24, 32, 35, 36

American International Life Assurance Company of New York, 32

American International Specialty Lines Insurance Company, 35

American Life Insurance Company, 32, 38

American Modern Lloyds Insurance Company, 25, 37

American National Lawyers Insurance Reciprocal, 25

American Re Corporation, 23

American Re Insurance Company, 20

American Safety Insurance Company, 33

American Skandia, 1

American Skyhawk Insurance Company, 6

American Southern Insurance Company, 33

Amfac Inc, 4

Andersen Worldwide, 18

Anglesea S.A., 17

Aon Insurance Managers, 14

Arcadia General Insurance Company, 5

Argonaut Group Inc., 25

Argonaut Insurance Company, 23

Aries Insurance Company, 3, 5, 6

Arthur Andersen, 18

Asea Brown Boveri, 18

Aseguradora Hidalgo S.A., 1

Associated Industries of Massachusetts Mutual Insurance Company, 37

Association Casualty Insurance Company, 33

Association of Insurance and Risk Managers, 24

Astral Reinsurance Company Ltd, 3, 6

Athena Assurance Company, 35

Australia, 3, 10, 28, 39

AXA Corporate Solutions, 20

AXA Corporate Solutions Reinsurance Company, 20

AXA Re Finance, 26

Bankers Fidelity Life Insurance Company, 33

Banknorth Group Inc., 1

Baptist Foundation of Arizona, 18

Barbados, 3, 10, 20, 21

Bear River Mutual Insurance Company, 37

Becher & Carlson, 16

Belgium, 1

Berkley Insurance Company, 13, 20

Berkshire Hathaway, 21, 23

Bermuda, 1, 2, 3, 4, 6, 7, 8, 10, 13, 14, 15, 16, 17, 18, 19, 20, 21, 26, 27, 31, 32

Birmingham Fire Insurance Company, 35

Blackstone Group, 6

Blue Cross & Blue Shield of Oklahoma, 29

Brauer & Heye, 21

British Insurance Brokers Association, 24

Bulgaria, 36

California Earthquake Authority, 20

Canada, 1, 3, 10, 14, 31, 33, 34

Canada Life Financial Corporation, 1, 34

Candover, 6

Capital Insurance Company, 32, 35

Capitol Transamerica Corporation, 7

Captain Insurance Ltd, 4, 8

Casualty Reciprocal Exchange, 4, 6

Cathay Financial Holding Company Ltd, 1

Catholic Relief Insurance Company of America, 37

Center Mutual Insurance Company, 37

Centre Insurance Company, 26

Centre Insurance International Company, 26

Centre Life Insurance Company, 26

Centre Re International Company Ltd, 20

Centre Reinsurance (US) Ltd, 26

Centre Reinsurance International Company, 19, 26

Centre Reinsurance Ltd, 26

Centre Solutions, 26

Centre Solutions (Asia) Ltd, 26

Centre Solutions (Bermuda) Ltd, 26

Centre Solutions (US) Ltd, 26

Chartered Insurance Institute, 24

Chartwell Insurance Company, 20

China, 1

Chubb Corporation, 23

Cincinnati Equitable Insurance Company, 27, 38

Cincinnati Equitable Life Insurance Company, 27, 38

City Fire Insurance Company Ltd, 2, 6

City Insurance Company, 28

CNA Financial Corporation, 23, 27

Cologne Reinsurance Company, 20

Cologne Reinsurance Company (Dublin) Ltd, 20

Colonial Life & Accident Insurance Company, 31, 36

Colonial Penn Insurance Company, 20

Commerce & Industry Insurance, 35

Commerce & Industry Insurance Company, 35

Commerce Casualty Insurance Company Ltd, 3, 7

Commercial Risk Re Insurance Company, 20

Commercial Risk Reinsurance Company, 19, 20

Commercial Risk Reinsurance Company Ltd, 19, 20

Commonwealth Insurance Company, 2, 18, 33

Commonwealth Insurance Company of America, 33

Connecticut Surety Company, 2, 7

Continental Assurance Company, 27, 32

Continental Casualty Company, 20

Continental Insurance Company, 33

Converium Reinsurance (North America), 13

Cosmic Insurance Corporation Ltd, 3, 8

Costa Rica, 6

CRSS Insurance Ltd, 3, 8

Crum & Forster Indemnity Company, 33

Crum & Forster Insurance Company, 33

Crum & Forster Underwriters of Ohio, 33

CSI Re Ltd, 2, 8

Dearborn Insurance Company, 12

Deloitte & Touche, 16

Delphi International Ltd, 2, 8

Denmark, 1

Deutsche Bank, 1

Direct Response Corporation, 36

DnB Holding ASA, 1

Doctors Insurance Reciprocal, 25

E & S Reinsurance (Ireland) Ltd, 19, 20, 21

Eagle Insurance Ltd, 4, 8

Emerald Insurance Ltd, 4, 8

Employers Reinsurance Corporation, 13, 27

Enron, 1, 2, 8, 18

Enron Corporation, 18

Enron Re Ltd, 2, 8

Equitable Life Assurance Society, 28

Equitable of Colorado Inc, 28

Equitas, 23

Equity Mutual Insurance Company, 4, 6

Erie Insurance Company, 28

Erie Insurance Company of New York, 28

Erie Insurance Exchange, 28

Erie Insurance Property & Casualty Company, 28

Estonia, 1

European Reinsurance Company, 20

European Reinsurance Company of Zurich, 20

Everest Reinsurance Company, 20

Everest Reinsurance Holdings Inc., 23

Factory Mutual Insurance Company, 23

Fairfax Financial Holdings Ltd, 23

Fairfax Primary Insurance Group, 31, 33

Fairmount Insurance Company, 30

Family Heritage Life Insurance Company of America, 37

Farm Bureau Mutual Insurance Company, 29

Farmers Fire Insurance Company, 37

Farmers Mutual Fire Insurance Company of Okarche, 37

Farmers Mutual Insurance Company of Nebraska, 37

Federated Insurance Company of Canada, 33

First Columbine Life Insurance Company, 38

First State Insurance Company, 20

First SunAmerica Life Insurance Company, 32

First Unum Life Insurance Company, 31, 36

Fitch Ratings, 23, 24, 26, 30, 33

Fitchburg Mutual Insurance Company, 37

Flagship City Insurance Company, 28

Folksam International Insurance Company, 3, 9

Folksamerica Reinsurance Company, 13

Fortis, 1

France, 19, 20, 26

Franklin Life Insurance Company, 38

Frederick Mutual Insurance Company, 37

Fremont Mutual Insurance Company, 28, 38

Gallant Insurance Company, 2, 9

GE Capital, 27

GE Global Insurance Holding Corporation, 23

GE Reinsurance Corporation, 13

General Reinsurance Corporation, 13

Georgia, 33

Georgia Casualty & Surety Company, 33

Gerling, 3, 10, 20, 23, 28, 29, 39

Gerling Global General & Reinsurance Company, 3, 10, 39

Gerling Global International Reinsurance Company, 3, 10, 28, 39

Gerling Global Life Insurance Company, 29, 39

Gerling Global Life Reinsurance Company, 29, 39

Gerling Global Reinsurance Company, 3, 10, 28, 39

Gerling Global Reinsurance Company of Australia, 3, 10, 28, 39

Gerling Global Reinsurance Company of South Africa, 3, 10, 39

Gerling Global Reinsurance Corporation of America, 3, 10

Gerling Global Sweden Reinsurance Company, 3, 10, 39

Gerling Globale Ruckversicherung AG, 3, 10, 28, 39

Gerling Group, 10

Gerling Konzern Globale Ruckversicherung, 3, 28, 39

Germany, 1, 3, 10, 28, 39

Global Specialty Risk Insurance Ltd, 3, 10

Global Surety & Insurance Company, 37

Golden State Mutual Life Insurance Company, 28, 38

Grange Mutual Insurance Company, 3, 11, 39

Great West Life & Annuity Insurance Company, 34

Great West Life Assurance Company, 34

Green Tree Insurance Companies, 6

Greene Group Inc., 25

Group Council Mutual Insurance Company, 2, 11

Group Health Service of Oklahoma, 29

Guernsey, 34

GUIC Insurance Company, 37

Hadar, 6

Hadar Insurance Company, 7

Hadar Insurance Company Ltd, 7

Hannover Re, 19, 20, 21

Hannover Reinsurance (Ireland) Ltd, 19, 20, 21

Hanwha Business Group, 1

Hartford Financial Services Group, 22, 23

Hastings Mutual Insurance Company, 37

Haulers Insurance Company, 37

HDI, 20

HDI Reinsurance (Ireland) Ltd, 20

Health Plan of the Redwoods, 2, 11

HealthPartners Inc., 34

Hemisphere Management, 15

Highlands Casualty Co. (USA), 3, 11

Highlands Casualty Company, 3, 11

Highlands Insurance Co. (USA), 3, 11

Highlands Insurance Company, 3, 11, 20

Highlands Insurance Group, 11

Highlands Lloyds, 3, 11

Highlands Lloyds (USA), 3, 11

Highlands Underwriters Insurance Co. (USA), 3, 11

Highlands Underwriters Insurance Company, 3, 11

HIH, 2, 12

HIH America Insurance Company of Hawaii, 2

Home Insurance Company, 20, 25, 37

Horizon Portfolio Management Ltd, 21

HSBC Holdings, 1

Illinois Insurance Guaranty Fund, 5, 16

Industrial County Mutual Insurance Company, 33

ING Group, 1

Institute of Insurance Brokers, 24

Insurance Company of the State of Pennsylvania, 35

Insurance Corporation of America, 30

Integrand Assurance Company, 27, 38

Inter Ocean Reinsurance Company Ltd, 19, 20

International Assurance Company, 32

International Insurance Company, 3, 9, 20, 21

International Reinsurance Company, 10, 28, 39

Ireland, 19, 20, 21

Israel, 7

Israel Phoenix Assurance, 7

Israel Phoenix Assurance Company Ltd, 7

Jamaica, 36

Japan, 31

Jersey, 2, 14, 29

Jupiter Insurance Ltd, 34

Kemper Insurance Companies, 34

Kemper Insurance Companies Intercompany Pool, 34

Kentucky Farm Bureau Mutual Insurance, 29

Korea, 1, 39

Korea Life Insurance Corporation, 1

KPMG, 8

Lawrenceville Property & Casualty Company, 15

LBE Re AB, 9

LCL Consulting Ltd, 21

Legal & General Group Plc, 1

Legion Financial Corporation, 12

Legion Indemnity Company, 1, 2, 12, 15

Legion Insurance Company, 1, 2, 12, 13, 15

Liberty Mutual Insurance Company, 20, 23

Life Insurance Association, 24

Lifeguard Life Insurance Company, 3, 13

Lombard General Insurance Company of Canada, 33

Lombard Insurance Company, 33

London Life & Casualty Reinsurance Corporation, 21

London Life & General Insurance Company, 21

London Life Insurance Company, 34

London Pacific Group Ltd, 13

London Pacific Life & Annuity Company, 3, 13

Low Country Insurance Company Ltd, 2, 14

Lower Columbia Fire Relief Association, 11

LUAP, 3, 9

Lumbermens Mutual Casualty Company, 23

ManagedCare, 16

Manufacturers Alliance Insurance Company, 32

Manufacturers P & C Ltd, 21

Manulife Financial, 1

Manulife Financial Corporation, 1

Maple Leaf Insurance Ltd, 4, 14

Markel Insurance Company of Canada, 33

Markham General Insurance Company, 3, 14

Marsh & McLennan, 8

Medical Liability Mutual Insurance Company, 29, 30

Medical Mutual Liability Insurance Society of Maryland, 37

Member Service Life Insurance Company, 29

MetLife Inc., 1

Mexico, 1, 6

MIIX Group Inc., 14

MIIX Insurance Company, 2, 14

Mining Insurance Ltd, 2, 15

Mirashure Insurance Company Ltd, 2, 15

MLMIC Group, 29

Modern Life Insurance Company of Arizona, 37

Moodys Investor Service, 26, 32, 33, 34, 35, 36

MRC Consultants Ltd, 21

MRM Life Ltd, 4, 15

Munich Re, 1, 23

Munich Reinsurance Company, 23

Mutual Group Ltd, 12

Mutual Indemnity (Bermuda) Ltd, 4, 15

Mutual Indemnity (U.S.) Ltd, 4, 15

Mutual Indemnity Ltd, 4, 15

Mutual Risk Management, 1, 4, 12, 13, 15

Mutual Risk Management Ltd, 4, 13, 15

National Automobile & Casualty Insurance Company, 2, 15

National Casualty Company, 3, 11

National Health Insurance Company, 29, 39

National Indemnity Company, 21

National Life Insurance Company, 28, 38

National Union Fire Insurance Company, 20, 35

Netherlands, 1

New Hampshire Insurance, 35

New Jubilee Insurance Company Ltd, 36

New World (SAC) Reinsurance Ltd, 3, 15

Nordea Kindlustus, 1

Nordea Ubezpieczenia, 1

North Central Life Insurance Company, 25, 37

North River Insurance, 33

North River Insurance Company, 33

Northwestern National Casualty Co. (USA), 3, 11

Northwestern National Casualty Company, 3, 11

Norway, 1

NPI Ltd, 29

Oak Brook Corporation Syndicate, 19

Oak Casualty Insurance Company, 3, 16

Oath for Louisiana Inc, 2, 16

Oath for Louisiana Inc., 2, 16

Occucare Re Ltd, 2, 16

Ocean Harbor Casualty Insurance Company, 38

Odyssey Re, 13

Odyssey Reinsurance Corporation, 13

OHIC Insurance Company, 29

Oil Casualty Insurance Ltd, 32

Oklahoma Attorneys Mutual Insurance Company, 37

Old Lyme Insurance Company of Rhode Island Inc., 37

Old United Casualty Company, 37

Old United Life Insurance Company, 27, 38

Old United Reinsurance Company, 38

Onyx Insurance Group Inc., 5, 6

Oracle Reinsurance Company Ltd, 8

Orion Insurance Company, 6

Overseas Partners Ltd, 2, 16

Overseas Partners US Reinsurance Company, 2, 17

Ozark National Life Insurance Company, 28, 38

Pacific Life & Annuity Company, 3, 13

Pakistan, 36

Pakistan Insurance Corporation, 36

Panama, 6

Patrons Oxford Insurance Company, 25, 37

Paul Revere Life Insurance Company, 31, 36

Paul Revere Variable Annuity Insurance Company, 31, 36

PAULA Insurance Company, 2, 17

Pearl Assurance Plc, 29, 30

Pembroke Reinsurance Ltd, 4, 17

Pennsylvania Manufacturers' Association Insurance Company, 32

Pennsylvania Manufacturers Indemnity Company, 32

Peoples Health Plan, 17

Petrosurance Casualty Company, 2, 17

Ping An Insurance Company, 1

Platinum Underwriters Holdings Ltd, 1

PMA Capital Corporation, 35

PMA Capital Insurance Company, 32, 35

PMA Insurance Group, 32

PMA Re, 35

Poland, 1

Preferred Professional Insurance Company, 37

PricewaterhouseCoopers, 9

Princeton Insurance Company, 30

Professional Liability Insurance Company of America, 29

Professional Services Insurance Company, 3, 17, 18

Professionals Advocate Insurance Company, 27, 38

Property & Casualty Insurance Compensation Corporation, 14

Providence Washington Insurance Company, 38

Provident Life & Accident Insurance Company, 31, 36

Prudential Financial Inc., 1

PXRE Reinsurance Company, 13

QBE Reinsurance Corporation, 13

Quincy Mutual Fire Insurance Company, 25, 37

Ranger Insurance Company, 30

RBC International Insurance Company, 20, 21

Reciprocal Alliance, 25

Reciprocal of America, 25

Reinsurance Company of America, 21

Reinsurance Corporation of America, 3, 10

Reliance Insurance Group, 17

Reliance Reinsurance Company, 17

Renaissance Reinsurance Ltd, 17

Romania, 36

Royal & Sun Alliance Insurance Plc, 23

Russia, 36

Safety Insurance Company, 33

Scandinavian Reinsurance Company, 2, 18, 19, 20

SCOR, 13, 20, 23

SCOR Reinsurance Company, 13, 20

Scottish & Commonwealth Insurance Company, 2, 18

Scottish & Commonwealth Insurance Company Ltd, 2, 18

Sears Life Insurance Company, 30

Singapore, 3, 8

Sirius America Insurance Company, 20

Skandia, 1

Society of Financial Advisers, 24

Sorema North America Reinsurance, 20

South Africa, 3, 10, 28, 39

Southern Michigan Mutual Insurance Company, 39

SRM Brokers Ltd, 15

SRM Consultants Ltd, 15

SRM Management Ltd, 15

Ssangyong Fire & Marine Insurance Company Ltd, 39

St. Martins Reinsurance Company Ltd, 20

St. Paul Companies, 1, 23

St. Paul Fire & Marine Insurance Company, 13, 35

St. Paul Medical Liability Insurance Company, 35

St. Paul Reinsurance Company, 35

St. Paul Surplus Lines Insurance Company, 35

Standard & Poor's, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40

Stockton Reinsurance Ltd, 19, 21

Storebrand ASA, 1

Strategic Risk Management Holdings Ltd, 15

Sublimity Insurance Company, 38

SunAmerica Life Insurance Company, 32

Surety Bonding Company of America, 32

Sweden, 3, 9, 10, 28, 39

Swiss Life, 32

Swiss Re, 20, 21, 23

Swiss Reinsurance America Corporation, 20, 21

Swiss Reinsurance Company, 23

Switzerland, 3, 10, 18, 20

Taiwan, 1

THE Insurance Company, 37

TIG Indemnity Company, 30

TIG Insurance Company, 30, 34

TIG Insurance Group, 30

TIG Lloyds Insurance Company, 30

TIG Premier Insurance Company, 30

TIG Specialty Insurance Company, 30

Toa Reinsurance Company, 21

Toa Reinsurance Company of America, 21

TRA Insurance Company Ltd, 2, 18

Transamerica Life Canada, 31

Transatlantic Reinsurance Company, 13, 21

Transmarine Reinsurance Ltd, 3, 18

Travelers Property Casualty Corporation, 1, 5, 22, 23

Travelers Property Casualty Corporation., 5

Trenwick America Reinsurance Corporation, 31

Trenwick Group Ltd, 31

Tryg i Danmark smba, 1

U.S. Virgin Islands, 12

UK, 1, 2, 3, 6, 9, 10, 21, 24, 28, 29, 30, 32, 35, 39

Ukraine, 36

Underwriters Re (Barbados) Inc., 20

United Agents Insurance Company of Louisiana, 2, 18

United Guaranty Mortgage Indemnity Company, 35

United Guaranty Residential Insurance Company, 35

United Heritage Life Insurance Company, 40

United States Fidelity & Guaranty, 33

United States Fire Insurance Company, 33

United States Life Insurance Company, 38

United World Chinese Commercial Bank, 1

Universal Surety of America, 32

Unum Life Insurance Company, 31, 36

Unum Life Insurance Company of America, 31, 36

UnumProvident Corporation, 31

US Lloyds Insurance Company, 39

USA, 1, 2, 3, 4, 5, 6, 7, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40

USDA Risk Management Agency, 5

Utah Medical Insurance Association, 37

Valley Forge Life Insurance Company, 27

Valor Insurance Company, 2, 9

Venezuela, 6

Villanova Insurance Company, 1, 2, 12, 13

Warrior Insurance Group, 9

WEA Insurance Corporation, 31

Wellington Reinsurance Ltd, 6

Wellington Underwriting Plc, 6

West Bend Mutual Insurance Company, 37

Westbury Reinsurance Ltd, 3, 18

Western General Insurance Ltd, 20, 21

Western Holdings Inc, 19

Western Specialty Insurance Company, 2, 18, 19

Western Surety Company, 32

White Mountains Insurance Group Ltd, 23

Worldwide Direct Auto Insurance Company, 36

Worldwide Insurance Company, 36

XL Reinsurance America Inc., 13, 21

York Insurance Company (, 38

ZC Specialty Insurance Company, 26

Zenith Insurance Company, 33

Zenith National Insurance Corporation, 33

Zurich Group Holding, 23

Zurich Insurance Company, 26