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October 2003

Accountable Health Plans of America, 9, 10

Acordia, Inc., 3, 7, 8

Aioi Insurance Company Ltd, 33

Alexander, Brooks & Stevens Ltd, 31

Allianz Life Insurance Company of North America, 1, 14

Altius Health Plans, 20

American Express Financial Corporation, 33

American International Group, 2

American Medical Security Group, 9, 10

American Skandia Life Assurance Corporation, 2

Andersen Group Ltd, 31

Anthony Clark International Insurance Brokers Ltd, 33

Apollo Insurance, 26

Arthur J. Gallagher & Company, 24

Aspen Insurance, 9

Aspen Insurance Holdings Ltd, 9

Aspen Specialty Insurance Company, 9

Assicurazioni Generali, 7

Assurity Life Insurance Company, 23, 24

Atlantic Mutual Insurance Company, 16

Australia, 2, 30, 36

Australian Prudential Regulation Authority, 30

AXA Financial, Inc., 1, 2, 13

AXA Nederland, 30

Baloise Insurance Company, 35

Balta, 14

Banc of America Securities, 13

Bank One Corporation, 21, 33

Barbados, 13

Benfield Group, 11

Bermuda, 4, 34

Bestpark, 34

Blackstone Group, 2

Bliss and Glennon, Inc., 14, 34

BMI Insurance Services, Inc., 29

Brady & Company of Alaska, 32

Brit Insurance Holdings Plc, 28

Brown & Brown, Inc., 4, 5

CAL E&S Brokers, 32

Canada, 2, 3, 6, 17, 33

Canada Life Financial Corporation, 2

Canfield and Associates, 5

Canfield Insurance Services, 5

Capital Alliance Holdings, 30, 36

Cayman, 1, 13

Cayman Islands, 13

CFN Investments, 2

China, 17

Churchill Insurance Group, 2, 19

CIVC Partners, 2

Clark Consulting, 25

CNA Financial Corporation, 26

Cobalt Corporation, 21, 22

Commonwealth Insurance Agency, Inc., 24

Community Banks, 22, 23

Community First Bankshares, 23

CompManagement, Inc., 27

Conseco Finance Corporation, 2

Cooperativa de Seguros Multiples de Puerto Rico, 35

Coventry Health Care Inc., 20

Credit Suisse Group, 12, 19, 20

Creechurch Underwriting Agencies, 28

CrosStates Insurance Consultants, Inc., 25

Cypress Group, 2

Dakota Specialty Insurance Company, 9

Davis Stoker Bodie Insurance Services, 27

Diamond State Insurance Company, 13

DKWS Enterprises Inc., 33

Donegal Group Inc., 5

Dowling & Partners Securities, 13

Euclid Insurance Services Inc., 31

Executive Benefit Solutions, LLC, 25

Federal Kemper Life Assurance Company, 21

Fidelity National Financial, 2

Financial Guaranty Insurance Company, 2

Financial Services Authority, 30, 34

First Advantage Corporation, 10

First Bank, 23

First Health Group, 3, 4

First Health Group Corporation, 3

Fiserv, Inc., 11, 15

Folgate Partnership, 8, 9

Folksamerica Reinsurance Company, 26

Fortis Benefits Insurance Company, 15

Fortis Inc., 1, 2, 15

Fox Paine & Company, LLC, 6

France, 4, 7

Garnet Health Systems Corporation, 29

Garnet Insurance Services, 29

GE Commercial Finance, 2

GE Property & Casualty Insurance Company, 2

Generali Espana, 30

Georgia, 22

Gerling, 10

Gerling Life Reinsurance, 10

German American Bancorp, 6, 7

Germany, 10, 19

Gibraltar, 18

Golden Rule Financial Corporation, 13

Golden Rule Insurance Company, 13

Goodritz Emanuel Insurance, 7

Guardian Holdings Ltd, 18

Guernsey, 30

Hallmark Insurance Company, 13

Hannoversche Leben, 11, 19

Hansabankas, 31

Hartford Financial Services Group, 3

Health Net CompAmerica, 3, 4

Health Net Employer Services, 3

Health Net Plus Managed Care Services, 3, 4

Heath Lambert, 8

Highline Media LLC, 26

Hilb Rogal & Hobbs Company, 14, 31, 34

Hong Kong, 17

Hoosierland Agency, 6, 7

Hub International Ltd, 24, 27, 29

Illium Insurance Group Ltd, 7, 8

Illium Managing Agency Ltd, 8

Indo Africa Insurance, 26

Indonesia, 12

Insurance & Risk Management, 3

Insurance Company of New York, 21

Insurance Company of North America, 14

Insurance Corporation of New York, 9

Insurance Management Solutions Group, 15

Invvision Capital, Inc., 32

IPACQ, Inc., 9, 10

Ireland, 11, 28

Italy, 2, 7, 23

Japan, 17, 33

John Alden Life Insurance Company, 15

John Hancock Financial Services, 1, 2, 16, 17

Kaye Group Inc., 24

Kenya, 26

Konversbank, 31

Latvia, 14

LCL Acquisitions Ltd, 34

Le Mans Re, 4

Le Mars Mutual Insurance Company, 5

Leesport Financial Corporation, 25

Les Mutuelles du Mans Assurances Group, 4

Lietuvos Draudimas, 31

Lietuvos Draudimo Gyvybes Draudimas, 31

Life Insurance Company of North America, 1, 14

Life Plans of New England, Inc., 24, 25

Lincoln Insurance Group, 24

Link Underwriting Agency Ltd, 18

Lithuania, 31

Litigation Control Group, 34

Lumley General Insurance Ltd, 36

Lumley Life Ltd, 30, 36

Managing Agency Partners Ltd, 8

Manulife Financial Corporation, 1, 2, 16

Marsh Inc., 32

McDermott Brokerage, 8

Merchants Insurance Services Inc., 18

Merrill Lynch & Co., 13

MONY Group, 1, 2, 13

Mutuelles du Mans, 4

Mutuelles du Mans Assurances, 4

National Merit Insurance Company, 12

National Underwriter Company, 26

NCG Professional Risks Ltd, 18

NEMWIL, 18

Netherlands, 2, 7, 15, 19, 30, 33, 35

New Zealand, 36

Nor American Liability Corporation, 15, 34

Octagon Risk Services, Inc., 27

Omega Insurance Services, 10

Omni Whittington, 7, 8, 30

Pan Africa Insurance Company, 26

Paragon, 11

PMI Group, 2, 28

PMI Mortgage, 28

Program Management Services, Inc., 5

Promina Group, 2

Prudential Financial, 2

PT. Asuransi Jiwa Manulife Indonesia, 12

Puerto Rico, 3, 35

Rarrigini & Rosso Group Ltd, 4

Regions Financial Corporation, 18

Reliance Insurance Group, 30, 31

Reliance National Insurance, 30

Reliance National Insurance Company (Europe) Ltd, 30

ReliaStar Life Insurance Company, 25

Response Insurance Company, 12

Restoration Group America, 32

Revios Ruckversicherung, 10

Rigas Apdrosinasanas sabiedriba, 14

River City Agency LLC, 11

Royal & Sun Alliance Insurance (Puerto Rico), 35

Royal & Sun Alliance Insurance Group Plc, 5, 6, 28, 35

Royal Bank of Scotland, 2, 19, 20

Rubicon Corporation, 18, 19

Russia, 31

Safeco Corporation, 17

Safeco Life Insurance Company, 17

Santander Central Hispano, 30

Security Capital Corporation, 27

Security Connecticut Life Insurance Company, 25

Singapore, 4

Snoro Garantas, 31

Sondheim & Laughlin, Inc., 24

South Africa, 30

Spain, 30

Specialist Risk Underwriters, 34

St. Paul Companies, 27

Stafford Williams Agency, 6

Stanfield Educational Alternatives, Inc., 15, 34

Summit Insurance Group, 23

Switzerland, 7, 12, 19, 21, 23, 33, 35

THB Group Plc, 4

Threadneedle Asset Management, 33

Toro Assicurazioni, 2

Travelers Property Casualty Corporation, 5, 6, 16

Travelers Property Casualty Corporation., 6

Trenwick Group, 34

Trenwick Group Ltd, 34

Trenwick International Ltd, 34

Trenwick Management Services Ltd, 34

Trumbull Associates, 3

U.S. Risk Insurance Group, 18

U.S.I. Holdings Corporation, 29

Unigard Insurance Company, 12

Unipol, 2, 23

Unirobe, 30

Unisure, Inc., 11

United National Group, 1, 6, 13

United National Insurance Company, 13

UnitedHealth Group, 13

USA, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34

VHV Vereinigte Hannoversche Versicherungen, 19

VHV Vermogensanlage, 10

Vista International Insurance Brokers, 33

Vulcan Insurance Brokers Ltd, 9

Washington Insurance Services, 4, 5

WellPoint Health Networks Inc., 21, 22

Wells Fargo & Company, 3, 7, 8

Wesfarmers Ltd, 30, 36

WFG Capital Advisors, 23

White Mountains Insurance Group, 27

Willis Group, 11

Willis Group Holdings Ltd, 11

Winterthur Assicurazioni, 2, 23

Winterthur Swiss Insurance Company, 12, 23, 33

Winterthur Vita, 2, 23

Wisenberg Insurance & Risk Management, 3

Woodmen Accident & Life Company, 23

Worldwide Direct Auto Insurance Company, 12

Worldwide Insurance Company, 12

XL Capital Ltd, 4

XL Re Latin America, 4

XL Re Ltd, 4

Your Insurance Partner, 22

Zurich Financial Services, 7, 12, 19, 21, 33, 35

Zurich Financial Services Group, 7, 12, 19, 21, 33, 35

Zurich Life, 12, 21