A.M. Best Company, 4, 6, 7, 8

AIG UK Ltd, 2

Atrium Underwriters Ltd, 2

Atrium Underwriting Plc, 1, 2

Beacon Insurance Group, 8

Beacon Lloyds Insurance Company, 7

Beacon National Insurance Company, 7

Bell & Clements Ltd, 2

Benefit Life Insurance Company, 4

Bermuda, 3, 4, 5, 6, 7

Bestpark International Ltd, 1

BHSF Ltd, 1

BluePoint Re Ltd, 6

Bruce Stevenson Ltd, 1

Cayman Islands, 3

China, 4

Citynet Insurance Brokers Ltd, 2

Faraday Reinsurance Company, 1

First Preferred Insurance Company, 8

Fitch Ratings, 5, 7

Friends Provident Life & Pensions Ltd, 5

Friends Provident Plc, 5

Gibraltar, 6

Globe Insurance Company Ltd, 1

Greenwich Insurance Company, 5

Hampden Underwriting Plc, 1

Hermes Assured Ltd, 1

Higos Insurance Services Ltd, 1

Hua Nan Financial Holdings Company Ltd, 4

Illium Managing Agency Ltd, 1

India, 6

Indian Harbor Insurance Company, 5

Insurance Company of New York, 5

JIWO Trust, 3

Kanawha Insurance Company, 7

Lancashire Insurance Company (UK) Ltd, 2

Litchfield Mutual Fire Insurance Company, 7

Lloyds, 7

Lockton Companies International Ltd, 2

Manchester Marine Underwriters Ltd, 1

Monument UK Ltd, 3

Moodys Investor Service, 4, 5, 6, 7

National Interstate Corporation, 4

National Interstate Insurance Company of Hawaii, 4

New India Assurance Company Ltd, 6

NUSA Trust, 3

Oval Ltd, 1

Patrons Fire Insurance Company of Rhode Island, 7, 8

Patrons Mutual Insurance Company, 7

Petrolia Insurance Company, 8

Primary Group (UK) Ltd, 3

Primary Group Intermediary Services Ltd, 1, 3

Primary Group Ltd, 3

PWS Holdings Plc, 1, 2

PWS International Ltd, 1

R.J. Kiln & Company Ltd, 1

RAM Holdings Ltd, 7

RAM Reinsurance Company Ltd, 7

Rasini Vigano Ltd, 1

Riverstone Insurance (UK) Ltd, 1

Saga Services Ltd, 2

Security Benefit Corporation, 4

Security Benefit Life Insurance Company, 4

Security Capital Assurance Ltd, 5

SGS Group, 5

Simplyhealth Access, 1

South China Insurance Company Ltd, 4

Southern Rock Insurance Company Ltd, 6

Standard & Poor's, 6

State Auto Financial Corporation, 7

State Auto Insurance Companies, 7

Swinglehurst Ltd, 1

Switzerland, 5

Taiwan, 4

Transmonde Services Insurance Company Ltd, 4

Triumphe Casualty Company, 4

UK Freight Demurrage & Defence Association Ltd, 2

Underwriting Risk Services Ltd, 1

USA, 4, 7, 8

Wachovia Corporation, 6

XL Capital Ltd, 5

XL Insurance (Bermuda), 5

XL Insurance Company Ltd, 5

XL Insurance Switzerland, 5

XL Life, 5

XL Life Insurance & Annuity, 5

XL Re Ltd, 5

XL Reinsurance America, 5

XL Specialty Insurance Company, 5