A.M. Best Company, 10, 11

Accident Fund Insurance Company of America, 10

Accident Fund National Insurance Company, 10

Alec Finch (London) Ltd, 1, 3

Alec Finch Group Ltd, 3

ARB International Ltd, 1

Ascent Insurance Brokers Ltd, 2

Atrium Underwriting Plc, 1

Bermuda, 6, 12

BHP Billiton Plc, 12

Bluewater Insurance ASA, 10

Broker Network Holdings Plc, 2

Broker Network Insurance Brokers Ltd, 2

Broker Network Ltd, 2

Bruce Stevenson Ltd, 1

Camberford Law & Company Ltd, 4

Camberford Law Holdings Ltd, 4

Camberford Law Plc, 1, 4

Cameron Richard & Smith Insurance Services Ltd, 6

Cathedral Underwriting Ltd, 2

Central Insurance Services (Aberdeen) Ltd, 4

Central Insurance Services Ltd, 1, 4, 5

Ceska Pojistovna, 11

Clydesdale Bank, 1

Commercial Vehicle Direct Insurance Services Ltd, 1

Compass Underwriting Ltd, 1

CompWest Insurance Company, 10

Cooper Gay & Company Ltd, 1, 6

CRS Group (London) Plc, 1, 6

CRS Yachts Ltd, 6

Czech Republic, 11

Diversion Insurance (Timber) Association Ltd, 1

Erinaceous Insurance Services Ltd, 1

General Insurance Company, 9, 10

Generali PPF Holding, 11

Guernsey, 12

Heritage Indemnity Company, 11

Heritage Managing Agency Ltd, 1

International General Insurance Company, 9

International General Insurance Company Ltd, 9

International General Insurance Holdings, 9

Irwell Insurance Company Ltd, 1

Jardine Lloyd Thompson Group Plc, 1

Jordan, 9

KMS Insurance Management Ltd, 1

LFC (1988) Ltd, 7

LFC Insurance Brokers Ltd, 1, 7

Lloyd & Partners Ltd, 2

Lloyd Thompson Group Plc, 1

Lycett, Browne Swinburne & Douglass Ltd, 1

Lycetts Hamilton Ltd, 8

Mexico, 10, 11

Moodys Investor Service, 12

Norway, 10

Patria Re, 11

PPF Group, 11

PYV Ltd, 6

Reaseguradora Patria, 10

S.R. Bishop Underwriting Ltd, 1, 9

Saledove Holdings Plc, 1

Saledove International Ltd, 1

SAS Adelaide, 3

Security Capital Assurance Ltd, 12

Senator Group Holdings Ltd, 6

Senator Insurance Asset Management Ltd, 6

Senith Holdings Ltd, 6

Seven Seas Insurance Company, 11

Skalama Ltd, 9

Specialty Underwriters' Alliance, 12

St. Paul Specialist Services, 1

St. Paul Travelers Insurance Company Ltd, 1

St. Paul Travelers Syndicate Management Ltd, 1

Standard & Poor's, 10, 11

Starr Managing Agents Ltd, 2

Starr Underwriting Agents Ltd, 1, 2

Stein Insurance Company Ltd, 12

SUA Insurance Company, 11

THB Group Plc, 1

Thompson Heath & Bond Ltd, 1

Torus Insurance (UK) Services Ltd, 1

Travelers Insurance Company, 1

Travelers Syndicate Management Ltd, 1

United Kingdom, 3, 6, 7

United Wisconsin Insurance Company, 10

USA, 10, 11

Wachovia Corporation, 11

XL Capital Assurance (UK) Ltd, 12

XL Capital Assurance, Inc., 12

XL Financial Assurance Ltd, 12